When I look at the balances of $290K and $236K on my closing doc, I find that it is about 85 regular payments (7 years) shaved off the mortgage at an average of $825 interest per month (first payment in range $907 / last payment in range $743). 85 payments at an average of $825/month is $70K worth of interest savings in only two years.

So if I'm trying to not be the victim of a well-oiled marketing machine, this is the way I'd look at a deal like this.

Don't you love it when they paint over oil based with water based?

I also see this frequently around Tarrant County...like mostly Tarrant and Parker where there is a oil/gas lease in place. 

The safest bet is to get yourself some oil based primer and a coat of paint on the interior when turning it over.

Other states with lower tax basis have mineral and oil royalties.

Like the car salesman/hustler who converts “ups” at a super high rate; or the guys hustling oil well participations over the phone.  

Spices, sugar, oils, cooking sprays, teas, all left by previous guests.

Why not invest any non-IRA dollars in oil and gas and get the 100% deductions to apply against your Roth conversion tax liability ?

Maybe the oil field slowdown will change prices or available labor, but not until the unemployment benefits run out in a year or 2.