No need to respond, you've already said it all. 

This is just markets behaving normally, Austin was my first target two years ago once I got wind of the permitting and homebuilding we saw the long coming in and whether it was 2,3 or 4 years the entry point was way in front of us.I don't know if anyone gets "use to" 7% rates without home prices behaving and/or wages responding appropriately.

But I have the tenant pay the broker fee & in my lease I ask them within 90 days if they want to stay for another year and give them 15 days to respond so I have 75 days to rent out the property to avoid vacancy.4.

I didn't respond to the guy, but my thoughts are when you engage in nonsensical behavior don't expect nothing but nonsensical outcomes.

I don't see how they relate to wanting to educate myself or asking for reading recommendations. .I was responding to your comment: "if I get involved in any sub to deals"Education is always great, and subject to is legal as long as it's done legally.Here is how it is set up if you do it wronglySince law is is difficult for some people, let me be more clearThere are various codes that can be violated when buying properties (the definitions are easy to find with a quick search)Equity skimmingEquity strippingForeclosure RescueMortgage FraudShort SellingFalse StatementsWire FraudBank Fraud and so onhere's a sample12 U.S.

I responded before to a very similar comment to yours"I love this perspective and totally believe that many people suffer form this.

I always start out with a process of responding back by phone or email and getting a quick conversation to let them know my process.

Ben,Thank you so much for responding! 

Imagine if landlords did this to tenants (and I know some do...I'm responding to another post like that right now...).

There is no shortage of people getting into Sub to's that do not know how or trying to make a buck without knowing the risk.If you worked for a servicer (Wells Fargo, Chase etc.) which all they do is collect funds and do not own the loan, and you went to your boss and said I am going to foreclose on these preforming loans because the deed changed names, I would guess you would no longer work for the Servicer any longer, remember the person who invest in the hedge funds is just looking for a long term return on their investment they can care less who is making the payment, just want the payment to be preforming.But if the uneducated investor did not do your insurance correct, or did not work with the seller to make sure they are not the one who the Servicer calls with questions or the seller is lead to believe his or her name will be off the loan, or the investor just does not respond to any question the servicer has, all can go bad in a hurry.I talk to Servicers often, they are just looking for comfort and communication.