Hey Matt,I am aware of a program that can do that, just shot you a DM

I found it very unlikely that the government would not want to get their piece of the pie, especially if they had purchased a new primary home.Donyou have a Tax Code or Publication Number you can share so I can study up and understand your thought process more in depth?

Just remember the property must be owned by the IRA, and you can’t personally manage or use it—all income/expenses need to stay within the IRA.2.First-Time Homebuyer Program:  This is what @Arthur Flores was mentioning. 

We also do zoom calls and workshops 4-5 times a month, and offer different programs for both beginner and experienced investors.   

It’s worth having some conversations with a lender who offers DSCR or similar programs.

If you’re serious about buying properties and doing real estate, then I would suggest working with the CPA that understands real estate even if the services cost more than your average H&R Block or some TurboTax program you can buy.

There are loan programs specifically for Virginians.https://www.virginiahousing.com/enGood luck and Happy 2025

The Jade District has great public transit and biking access, but with the proximity to 205, the neighborhood can appeal car commuters, and I wouldn't want to lose them from the outset. 

The replacement cost (cost to rebuild, not the value of the property) data providers are pegging the quadplex at close to $2M and most 1-4 unit rental property insurance programs tap out at $1-1.5M before you'd end up in a commercial insurance product.

The Snohomish county program details can be found at http://snohomishcountywa.gov/DocumentCenter/Home/V...