I once paid for a premium listing, a few years ago, and did not notice any difference, but how could I tell?

We don’t collect for taxes or insurance premiums at closing, because we don’t allow those to be escrowed on the program, which can ‘lighten’ the up-front expense, compared to conventional mortgages. 

Hello friends,I found a seller financed listing where the seller is asking for a significant premium on multiple homes, but they are open to low interest rates and 40 year terms.

ZILLOW- I have found paying the $29 fee to Zillow for a premium listing is worth it.

Eco-conscious renters are drawn to sustainable living options, and promoting the long-term energy savings and reduced carbon footprint can set your rental apart, making it more appealing to premium tenants.

I don't know about cheaper insurance (yet), but at the event I went to, they said that insurance companies were advised/required to NOT price them higher just because they were concrete homes as opposed to regular construction.I do think it's feasible that eventually they'd have lower premiums as they prove to be more durable/less risky.

Keep in mind @Mario Morales that they take premiums, invest them so there is a profit component on invested returns, and hence amplifies how far the $ can spread on payouts. less than stellar returns and expanding claims, yes, rising premiums is a certainty. 

What is that risk premium worth to you?

- Since you're acquiring the Tax Deed, does the premium apply to the amount paid or the amount of taxes, penalties, etc.?

The long-term result will be a healthier insurance market and more manageable premiums.