![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2455155/small_1733969323-avatar-spencerw87.jpg?twic=v1/output=image&v=2)
5 February 2025 | 17 replies
Alternative Lenders – Look for private lenders or debt funds that focus on asset-based lending rather than borrower experience.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1121360/small_1736470437-avatar-gregp110.jpg?twic=v1/output=image&v=2)
30 January 2025 | 48 replies
Buy the same amount(in regards to downpayment allocations) in debt notes.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3162024/small_1735442349-avatar-andrews1638.jpg?twic=v1/output=image&v=2)
18 January 2025 | 11 replies
This was last year and shows the balance to be about $8000 What kind of debt is it?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/904557/small_1696503120-avatar-robb85.jpg?twic=v1/output=image&v=2)
9 January 2025 | 12 replies
That's before you pay any debt service.To answer your question: No, it's generally not a good idea to lose a bunch of money every month.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2885953/small_1723578928-avatar-kylec613.jpg?twic=v1/output=image&v=2)
15 January 2025 | 5 replies
House gets foreclosed on when a borrower is not paying its debt obligations - typically its mortgage.buying foreclosures is not for the faint of heart as you have no idea of the interior of these properties lastly while it can be beneficial also realize if there are a lot in an area those homes are the new comps when trying to sell so it lowers home values in an area
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/458938/small_1737511243-avatar-samo10.jpg?twic=v1/output=image&v=2)
31 January 2025 | 8 replies
For instance if this is a $10M portfolio that's levered with loans totaling $9.1M, there's no equity that can be pulled but if this is a $1M portfolio with $100K of debt, its a different story.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1292924/small_1729778658-avatar-andreasm5.jpg?twic=v1/output=image&v=2)
7 February 2025 | 2 replies
.- China is issuing record debt to stave off recession, while the US bull market continues (Wallerstein).- Texas vs California Home Construction.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/439989/small_1694924673-avatar-zacharyr6.jpg?twic=v1/output=image&v=2)
11 January 2025 | 7 replies
To defer all of your gain, you'll want to trade up in value, replace all the debt (meaning new properties have at least $350,700 of debt), and not take any cash from the exchange (this is boot which = taxable gain).As for replacement property, it just has to be real property - meaning it can be commercial, STR, land, etc!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3086694/small_1722124783-avatar-ivanc158.jpg?twic=v1/output=image&v=2)
3 February 2025 | 47 replies
Deduct NEW property taxes after you buyDeduct home insurance costsDeduct maintenance percentage, typically 10%Deduct vacancy+tenant nonperformance percentage(we recommend 5% for Class A, 10% Class B, 20% Class C, good luck with Class D)Deduct whatever dollar/percentage of cashflow you wantNow, what you have left over is the amount for debt service.Enter it into a mortgage calculator, with current interest rate for an investment property, to determine your maximum mortgage amount.Divide the mortgage amount by either 75% or 80%, depending on the required down payment percentage - this is your tentative price to offer.If the property needs repairs, you'll want to deduct 110%-120% of the estimated repairs from this amount.Be sure to also research the ARV and make sure it's 10-20% higher than your tentative purchase price.As long as the ARV checks out, this is the purchase price to offer.It is probably significantly below the asking price.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2170642/small_1692293467-avatar-beccap4.jpg?twic=v1/output=image&v=2)
10 January 2025 | 3 replies
We already paid them a pretty sizeable entry fee ($30k) to cover some of their equity and debt in another project.