Thus the reason why trying to hide identity is a joke, if you go to get a loan a bank will not lend to John Doe, you need to provide ALL your information which then goes in public records. 

Instead of dedicated legal support, they use some third-party "legal platform" (in the cloud?)

However, when reading the FHA Loan Contingency Exhibit, section 20 reads: Home Warranty:If the improvements on Property are less than one year old at the time of Closing, Seller shall, if required by FHA, provide a home warranty certificate acceptable to FHA.Does this mean I have to personally warranty any issues on the property that may arise within a year or buy a home warranty from a company that offers that.

Could someone please provide a copy? 

If you have doubts, provide both, it's not that big of a deal..... 

However, assumable mortgages provide a unique opportunity to leverage low down payments, low-interest rates, and strong long-term returns—if you know how to approach them correctly.Let’s break down how to structure a great deal using an assumable mortgage, even if it comes with some negative cash flow in the short term.The Three Levers of a Strong InvestmentEvery great real estate investment balances three key levers:          1. 

Those residents have their own caregivers provided by a third party such as a home care company they hired on their own.

You could tell by the “vile” reaction of the OP when I mentioned that he provided no proof of fraud how “unhinged” he is.  

I am a new investor and was really hung up about which platform to choose that would offer the most bang for my buck before I start seeing returns.

Theres a wealth of information on this platform, and Im eager to dive in.