Markets with sub 8% cap rates, generally the cash you need to raise is going to be true equity and since the cash flow would be too tight from a DSCR perspective, you have to put down way more than 20%. 

@Peter Mckernan This is a great well-rounded perspective, Real estate is one of those fields where no two deals or markets are exactly the same.

Perhaps some more than others, but each one brings a unique perspective.

I understand it will take more than a message to penetrate the core of your being however i hope you can start to see this situation from a different perspective.

I started investing in 2015 and until now acquired 5 doors, 3 of them in 2019, so my perspective is to keep growing portfolio whatever the market is.

Just sharing a different experience and perspective!

A tax account ensures nothing is accidentally spent elsewhere, and a marketing account makes sure lead generation is always prioritized.From a credit perspective, connecting credit cards to these accounts on autopay helps you manage spending responsibly while playing the credit game.

How does it compare to traditional LTR from your perspective?

If you’re still in the game, has your perspective on neighborhoods like Bay Park or Clairemont changed?

You need to get some perspective buddy, unless you are trying to hide something.