Even if the owner seems like a really nice person, they will micromanage the builder and not like the specs of the house the builder needs to do, and/or the timing in which the builder gets it done, etc. 

Honestly at this point it seems like all you lack is some education.

In person control before controlling re from the distance.

I personally use Quickbooks online and have a virtual (remote/nonlocal) bookkeeper.

That would be a separate mortgage and not what amounts to a second loan on your personal residence, which if you have spouses, they might not be that into. 

BP serves as an excellent platform for networking and ongoing education.

Quote from @Ashish Acharya: @Niklas Zhu If you tear down your STR in 2025 and convert it to personal use, depreciation recapture does not occur at the time of conversion.

You look like the kind of person who is going somewhere.

I currently use Wells Fargo and it’s a pain in the butt to keep going there in person and setting up a security deposit account.

I think they meet in person, but not sure it may be on zoom - they are not members of MAREI, so I don't have all the info - they do post their meeting on Meetup.And there are a lot of virtual meetings, plus MAREI events on our calendar.