So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.

These homes are in my personal name right now.  

Send me a message and we can have a virtual coffee or an in-person coffee if you're around town.

The lot is paid off and deeded to our LLC, but lender will not do conventional loan to LLC for the remaining financing so we'd need to take out a loan in our personal names. 

One thing to note when getting conventional mortgages and spouses.There is a 10 limit per person for conventional financing.You can either do 10 conventional in each person's name which would be 20 mortgages for 2 people or if you do the mortgages jointly, will only allow 10 in total.My thoughts are not to own joint assets until you are both married. 

These are my personal takeaways:Real estate has been more passive for me.

I've personally sold a number of properties to VA buyers.

But I find from personal experience and from my buyers' Airbnb experience that it's a bit of a hassle trying to get guests to rebook at the new listing.I don't know how strict Joshue Tree is at enforcement, but in Denver and Colorado Springs here, you could probably get away with an STR listing for three months without the license.

I've done this with my properties because I'm well known in my small town and don't want people to know what I own.LEGAL PROTECTION: By placing your assets in an LLC, you are legally separating them from your personal assets.

If you need a conntection in Upstate NY I can direct you to the right person.