I really believe most of the hoopla is brought about and perpetuated by pure media frenzy.

I was the one who always drove the doggie cars, spent 8 years in college, often getting chided about being a "perpetual student".

Or maybe you just like the ease of a stereotype or a label.Also, did you take a poll to find out what your tenants political persuasions are?

I don't wanto to be a perpetual student.

They usually have lower cost real estate and the "bad" neighborhoods are usually a cake walk compared to the major city.Bad neighborhood is relative to a specific area though and a lot of stereotyping.

As a perpetuity, IRR is the same calculation as ROI. 

DOM might now be a self-perpetuating situation....until someone comes along, does an objective & thorough evaluation and buys it (you?!).

I would also change the above statement to the woman buys the house the man buys the garage but perhaps both statements are stereotypes.

The fact remains it is extremely wrong and dangerous, and IMO, is the dynamic that creates the perpetually increasing prices we see in housing.Bubble.

Front load interest and you are perpetually paying interest forever.