Rates are too high.

If it was due to a natural disaster they cannot raise your rates.

also we do not know what is going to happen with int rates, they are very high now, the economy is not good and it is not certain they will be coming down this year. we know there will be more responsible gov spending, so maybe rates will come down, no way to know...I think you need to know the market where you plan to buy well, and go from thereBest of luck

For the 10 year period spanning December 2014-2024, single-family prices in Austin nearly doubled, yielding an annualized appreciation rate of ~9.4% in that period.

I know a guy with a dump truck that I hire to haul everything off, he gives me a good rate.

If you pay cash for something and are able to refinance at a rate that makes sense to pay off your HELOC, that's the only thing I could see making some sense. 

Depending on how it is done and what guarantees the government offers and requires of the released entities, interest rates could move slightly higher.

If you're $400 below market rate I'd give them chance to "catch up".

Don't let the idea of a low interest rate trap you from upgrading to size/scale.

Pete has become tough with rising prices and high interest rates.