Hard money lenders have a good amount of flex when it comes to FICO score and typically the main issue that borrowers with low FICO's have is that their max loan size gets cut which doesn't seem to be an issue here.

UPS box is more expensive, but can do more things such as used as a business entity's main address on record.

An architect told me that even though ADUs should not be bigger than 50% of the main house, I should be able to permit this one with SB09 if I pay a fee (about $8k according to my agent).

Normally I would agree but if we are renting out the main house I don't want them paying for the ADU. 

Having a main water source available is pretty important and not having it could affect your reviews.

Thomas for help in building a care component for a community based upon the community’s individual resources, needs and social structure.

What’s the main reason you wouldn’t buy a property I’m just interested in ways to strategize a good deal when I see one

there was a group of 8 of us that pooled money in a Cabal myself and one other were the main money guys the others put in smaller amounts and when we won one.. we would divy up interest prorata to the amount contributed.. this kept those guys from competing against us and for sure we bid up newbies .. really the only ones that would beat us were those that wanted to live in the house and would just go almost all the way to retail or above .. or someone bidding on a second thinking it was a first and no one is going to help you if you dont know what your doing.. this is a very caveat emptar bizz.

You could have those dates booked on Vrbo instead if the dates were open and your ranking on your main platform would be higher which led to more exposure. 99% times, getting a higher ranking on one platform worth way more than picking up a few bookings unless a few bookings are what you are looking for.

I'm looking at it on my rental software and there is also a fee for it which is the main deterrent for me currently.