We liquidated all of the houses, and I started over after the divorce was finalized. 

.~ I will most likely purchase the first home (multi-family) using a bridge-DSCR loan combo or a FHA203K (3.5-20% down). 

I just completed my 20 hour course for my Illinois Mortgage Lending License and the final step is taking the state exam.

To us, its a "Bridge Loan" (lol).

Yes there are alternatives for both beige and 30 year loans for no US borrowers.

Would a HELOC or home equity loan on my personal home be a good idea to fund this?  

Hard money and private investing are both ways to finance flips, but they work a little differently.Hard money loans are typically from companies or private lenders that specialize in short-term, high-interest loans.

Finally, someone answered the question. 

Then you’re going to ask her to give you a 3 year 0% loan?

We had been planning to acquire a second home for sometime and finally decided to pull the trigger.