Quote from @Tom Gimer: A better question may be is the program worth 10,000 pesos.When the DOS is called you can't reconvey to the seller and restructure the deal as a lease option... at that point the goose is already cooked.Exactly.

One other question is the financing part, have you talked to lenders on lending on this?

Seems to me it would be a bit complicated with any sort of lending.

Due to the creativity of the deal conventional funding is not an option.

No, refinancing isn’t an option because of how we purchased the property.

If the rent stabilizes, I can then consider refinancing these properties using DSCR or other valid options (please educate me, and let me know what other options you think are valid).

My agent is saying that we are unable to split the contract that way (or reduce the purchase price), so I'm trying to figure out options.

@Izraul HidashiLook up fractional lending.

Option A would allow me to keep it as a long term rental .

@Zach Denny  Similar to what Minna posted above, I have done with a local portfolio lender bank where they set their own lending rules.