With all that said will the DTI still be a large issue if I have almost a $500k in equity in the current home , a couple hundred thlusand in ira/401k , and around $300k crypto that could become liquid?

That will ensure there will be built in equity that you can figure out a way to suck out equity via a cash out refinance, line of credit, cross collatorization, or selling the property.

Even if the bk is successful in stopping the sale, the Trustee is going to have to hire an attorney to appear in the bk and then you get into the problem with the reduction in equity described above.I stand by my belief that neither tactic is a useful tool in this situation.

The property is also in a great up and coming neighborhood, and its appreciated about $40k in equity in the last year, not including the ADU value add.

Below are the figures:Purchase Price: $225,369.78ARV: $199,000.00Mortgage Balance: $209,099.44Great thing about wraps, however, is you can add equity, interest, and your own terms, which is what the borrower did here.Via adding $101,000.00 in equity, the borrower plans to sell the property for $300,000.00 for a 30 year amortization and have the borrower place a down payment of $15,000.00.

We have had the same tenants since we leased it in 2022 and fortunately they have been great- minimal maintenance requests, very easy to communicate with, and pay on time.We have a 30 year fixed mortgage on the property at 2.875%, the property cash flows about $1,200/month, and there is roughly $200,000 in equity in the property.

I have over $500k in equity with my primary residence and feel like I should be using it to get into real estate investing, but have no idea how to get started. 

The posted value of the house per the county assessor is below purchase price but we have $40k in equity not counting what we have done to the house.

Sold with $100k in equity.

Some have more than $1 million in equity while others have less.4.