You participated for more than 100 hours and more than any other individual.

Becca, the strong play in the Bay Area is value add.

You’ll be playing for appreciation and rent growth.

Down payment amount varies and more you put down the highre you will be in the queue of applicants, also down payment varies per your credit...Dodd Frank IS in play!!

Talk to a CPA to see how each scenario plays out.A 401K continues to grow in value, but what do you live on? 

If they aren't playing ball, walk away.You will need to make sure the home is code compliant.

This is a very different space than most folks here on BP play in from what I have seen.

There's pockets here for good multifamily, but the best play is to do some value add work to the property.

It’s easy to say “just screen better,” but I imagine truly tightening up criteria without killing occupancy can be an art.Since you’ve seen this play out firsthand, I’d love to hear more—what specific strategies have you used to filter out the bad tenants from the good ones?

I'd keep an eye out for future development and path of progress plays.