Hopefully someone with more tax knowledge than I will chime in, but as you can imagine, they are busy this time of year.  

It was not the RDPD training but I imagine it was similar.

Imagine buying a $7,500 roof every 6-8 years on your $50,000 house that collects $7,200/yr in rent.

It was a raised foundation and they filled the floor heating vents with dog food.....you can imagine...John, which do you think smells worse - dog poop or cat poop? 

I would have to imagine that you could have section 8 renters anywhere in Detroit.

I would imagine all those are a bit glitchy as well. 

I imagine you are doing this possibly for liability purposes. 

It's flawed in every way imaginable.

Especially in vacation homes I imagine. 

I would imagine you're capped at 70% LTV to make the DSCR work at whatever threshold that lender allows (typically 1.00x) or maybe it's a credit/FICO issue. 3% in origination also doesn't seem too far off depending on the loan amount.