Always interested in alternative financing as it is the easiest way to cash flow at high LTV in markets with good historical appreciation.

Data suggests that both of these places have been on a decline for years.

Just stating that waiting will also likely make the cost of what you want to buy go up if the last 98 years of real estate data provides the future direction.

I use quicken and enter all categorized data the beginning of each month.

Some lenders have internal teams that do these valuations and use a 3rd party to collect the data.  

Just talk to your PM or realtor to dig the data up if you do not know it.

While it's true I don't necessarily trust the pricing software algo, I really like the ease of accessing the data.

One of the biggest factors at play right now is data transparency among lenders, we can see a lot of the industry-wide trends.

that we’ve learned in our 24 years, managing almost 700 doors across the Metro Detroit area, including almost 100 S8 leases:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Not sure if I have to pay for the more advanced features for it to work better but want to get other thoughts before I start syncing data and have to turn back.Thanks!