Okay this is very simple.Buyers want to take over a property with no money down.A seller might look at a WRAP but wants to know that they buyer will stand a lot to loose and will fight hard to keep the property performing which is why they want money down.If the buyer puts nothing down then the seller could incur massive costs trying to foreclose depending on the state the property is located.Also remember no money down does not mean you will be without costs.I did a no money down deal on a 20 unit but I am having to spend some of the cash flow on deferred maintenance on the property.So you will have the initial closing on the purchase and then ongoing costs between now and in the future at risk IF a bank calls the underlying note due.Having said that banks are drowning with non-performing assets.They have zero motivation to create more loan problems on the books then they already have.Now in a few years when interest rates start to rise and banks have healthier books they might start really looking at calling loans due to re-lend at higher rates.So the key with a WRAP is the exit is just as important or more so than the purchase.Your possible exits might change over time so I am looking at how my purchases progress and are performing and then think each month about what the exit might be and do I need to change course.

Not even the best insurance plan in the world can keep you alive if you're killing yourself via poor diet and lifestyle (i.e. no exercise).

The commie-pinko greenie weenies (No offense to any here, just playin') say that copper has natural anti-microbal properties and is healthier than CPVC, which might impart toxins into your drinking water.

I would say that Dalles is healthier than most of the nation, but growing at less than it's historic rate of 2% per year.

The ill effects of lbp are more pronounced where the person being exposed to it is malnourished and consuming a poor diet.

That is why so many people move to warm climates to get healthier.

Just like with diets, careers, relationships and everything else. 

As far as contracting, that's always been part of my diet and I am putting myself out there for freelance work as well.

There has got to be a healthier cleaner way for these people to live where my ten year old daughter doesn't have to witness gross physical acts out in plain sight (happened last weekend).

It will just keep the family relationships healthier and prevent any kind of financial strain from happing in a worst-case scenario.