Thinking about taking a little cash out, mixing it with personal savings and going after another property with a nice down payment as a hedge against market fluctuations. 

This investment is a great first step to building your real estate portfolio, remember to factor in potential fluctuations for refinancing and have a buffer in your rehab budget for a smoother experience.

However if you are focused on long term investing, market fluctuations may not impact you as much as mortgage interest rates will.

Hi Josh, Additionally, consider building conservative assumptions into your financial projections to account for potential market fluctuations, economic uncertainties, and unforeseen challenges.

To respond to your inquiries, Helen:1) The interest rates for bars are expected to vary slightly, yet they will be substantially more stable compared to the current fluctuations in the capital markets which is why people would do it.

Far better to get the auto loan because you plan to hold it for a long period of time and you don't have fluctuating interest rates.

In order to investigate this option, thoroughly investigate the market, establish investment criteria, assemble a local team of experts, investigate financing options, investigate potential properties with due diligence, and be mindful of potential risks like difficulties with remote management, market fluctuations, tenant turnover, and regulatory variances.

It's great to see interest rates "level off" at something workable for hopefully all parties...the volatility over the last several years has been tricky to navigate...Chicago hasn't had as many market fluctuations which has been nice.

Sometimes this failure isn't the borrower's fault - like market fluctuations, seller remorse, or flaky GC who isn't showing up on the job site.

Small fluctuations will always be normal, but this is supposed to be considered "noise."