You have many options here.1) Terminate the lease: It clearly states that they must have renter's insurance and the lapse can result in a default2)Have them cover the damages with sufficient evidence that they caused it3) Claim it on your insurance for the property, likely they won't give a good payout unless a fire, flood, or some sort of wind damage.

Good Morning BP,I bought my first house last year in Suffolk, Virginia just to get started in the real estate game.

When you start to get into larger properties, it can begin to make sense. 

I fire clients regularly. 

These are just some of the additional items that will have a significant impact on carrier's rates, your premiums, and whether we start to see the insurance market soften anytime soon or not.

We don't have any significant storms, floods, earthquake, wild fire or hurricane risks, which keeps insurance cost affordable.

@Paloma Wodehouse congratulations on starting your investment journey!

Starting around 2021 WIP who clearly thought rezoning would be a no-brainer seemingly started to get frustrated with the pushback from the city and residents.

(This is the tip of the iceberg; I would prefer to chat with members than fire lengthy messages back and forth.)1.

Fire pit free for all.