The mortgage interest rates are more favorable and so are the terms (no prepayment penalty, as little as 3% down payment for a first time homebuyer, etc). 

Additionally, if the market conditions improve, you might have a better opportunity to refinance at a more favorable rate.5.

In the class category it works to your favor the higher the risk the greater the CF.I am 58 y/o I have been in Rental Real estate Market for 7 years with the major focus on generating income for retirement.  

Or the owner is incapacitated in some fashion.

As stated i have had OTAs initially refuse payment but end up paying so this may end with favorable results for the host, but the host has to go through some additional hurdles.https://www.biggerpockets.com/forums/530/topics/1224322-airb...I think OTA competition is good for both hosts and guests.  

Lucky for you, your own backyard is an excellent (and often overlooked) place to begin investing, thanks in part to Tuscaloosa’s proximity to Birmingham, UA’s steady enrollment growth, and the market’s favorable rent-to-price ratio.As for your comment about BRRRR, you’re right that it’s definitely one of the more time- and labor-intensive approaches.

This allows you to pivot when you can get a more favorable situation.Renting:Pros: Flexibility, less upfront cost, maintenance covered by landlord.Cons: Limited equity building, rising rents can strain affordability.Buying:Pros: Potential for long-term wealth building through equity and appreciation.

The economics simply do not favor the investor.  

My mentor helped ALOT with advice, helping me stage she used to be a fashion designer in NYC (where I'm originally from) and is now both an Airbnb arbitrage investor and a real estate agent where she personally stages all her properties that she sells or Airbnbs.

As soon as interest rates or your personal situation are favorable you can then refinance at any time and eliminate the hard money lender.