Most commercial lenders want a 680 credit score,  or they won't talk to a borrower.      

Most people think real estate investing requires huge capital, perfect credit, or bank loans—but that’s not always true.

Do you work with any specialty tax firms to help us small business owners get access to R&D tax credits, cost segregation and other specialty tax credits?

Quote from @Zach Edelman: If you do a DSCR loan and vest it in an entity - you and your partner can both PG the note and it will report to neither of your credit reports, thus having no impact on your DTI! 

Although I've considered a future line of credit against the property as my best long term option, I would need to pay down the remaining balance first.

At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no underwriting, no credit check, no income verificationBoth have risks, but it's not my intent to be detailed in this post.

After I got an LLC set up, I was set up with a credit coach and he is helping me get my corporate credit set up.

She didnt, and two weeks after going under contract, we got a credit-monitoring notification that this mortgage had gone delinquent.

Credit Score: 

Ask your PM how to come up with some strategic incentives...possibly listing high and reducing every 7-10 days until it's rented, offer a move in special, a gift card, future rent credit, etc. 4.