Also, may have instances in which if you go over a certain amount of useable sf you may have to fire suppress a building that would not originally have to be since it hit that minimum space requirement.

The famous example is how Warren Buffet still lives in the same home he bought ~70 years ago for something like $35k. 

Many are self proclaimed coaches but only have done SF and not MF and for instance, do not have network of off-market MF deals nor know any wholesalers.

There are DSCR lenders that allow for Negative debt service, and in some instances no ratio.

Therefore, there can be instances where your federal AGI is higher than your GA AGI due to the add-backs.Best of luck

For instance I see "net income" and I don't know if that what the tenant paid or that's what I'm receiving after the property management fee.

For instance, I suspect vacancy might be a little higher based on the train tracks running directly behind the condo.

Mike Tyson famously said "Everyone has a plan til they get punched in the face"Detroit is a never ending punch in the face LOL!

I do think in this instance, a better resolution is to negotiate an extension with your current hard money lender, and get your credit to at least a 700+ for better terms.

For instance, 4 bed 2.5 bath. 4 friends come together to rent it?