Quote from @Brandon Croucier: Quote from @Chris Seveney: They are more than a one man show - they are doing $10-12MM a year in lending (also have other parts of business) and have the people and systems in place includin g all above except the deal flow.How does one profitably run a PML company with numerous people only funding 10-12M a year?

With the exception of some small markets in the Southeast, places like Cleveland are the only major metro areas where a regular investor can find cash-flowing assets with a mix of appreciation. 

Also something maybe that isn’t clear to people outside the dc area, is the actual type of person who buys a home in the area, dc metro has been an expensive area my entire life, most people who own a home either bought a while ago and have extremely low payments, or almost certainly have at least once spouse making good money probably in the private sector or someone who’s a government doctor, lawyer etc. there are of course exceptions and a few areas, counties I do worry about, especially in our cheaper suburbs and parts of city proper.

Except that you will be required to get a loan for $200k or put another $200k from your pocket in to the deal.

But there is one exception to this. 

If she is getting close enough to thinking that there will be an income disparity, she will stop at nothing to compel my husband to provide income documentation.All finances are joint except for the rental, which I keep rents for in a separate checking account and track spending for.

Consultants, inspectors, and mentorsProperty managersAssistantsBookkeepers, accountants, and attorneysLandlords if you rent your office spaceYour business partners if you paid them (except if they were strictly lenders)Disclaimer about wholesalers: it is a controversial issue, with some of my colleagues claiming that wholesalers do not need 1099s.

Except for that 1%.......  

There might be a few exceptions like everywhere else but you might want to check Airdna and you're gonna be able to draw conclusions right away.

About an about a week ago I  searched online to see if there were other real estate forms that might be interested and didn’t come up with any that seemed any better.If I see someone, there’s exceptionally hostile to others it makes me a little more hesitant to interact with them.