These are professionals with additional training and a stricter code of ethics.

These are professionals with additional training and a stricter code of ethics.

My hope is that developers invest with ethics in mind because they are driving people to local governments that are not ready to sustain them. 

Like all other professions in the world, cleaners exhange time, work ethic, and knowledge for money. 

Although the property purchasers did not speak English they had a tremendous work ethic and I did about 6 of these loans with great success.

Ethically, if the property has been occupied or lived in by anyone, it should be disclosed and listed as previously owned.

Just like everyone else in the world, I exchange my time, work ethic, and knowledge for money.  

.- Contacting to the seller directly is un-ethical, this is not because you are by-passing the agent but because the seller is not a real estate professional, and he might disclouse things that affects him on the deal that will make the negotiation tougher for the seller, in which case it will be a lose-lose situation for him.- You should look at talking with a real estate attorney if you want to know more.

It could also teach your kids about having a good work ethic and setting an example for them by seeing the rewards of investing time (and money) and effort into something. 

My thesis was raising $50M to start a mortgage note fund, so that was basically a good start to my business plan.What I really liked if I was new was the accounting, the risk/return correlation on single assets and on a portfolio, along with some ethics and law courses which were helpful.