I would be happy to take 20 percent down, and owner finance each unit, if banks are that picky. 

I have no social sphere or contacts family or friends in Oregon (I don’t know anyone besides my fiancée).Goals: continue to have flexible schedule while enjoying what I do (selling real estate) and making good money.

They were taxing as a fourplex, but the CO said it was a triplex.I found out when I went to try to refi with the bank.

It’s just part of the game**They have multiple leads & opportunities in play- If you’re banking on one contract to make or break your business, you’re already losing.

We've worked with local banks and been able to finance the three we own without any issues.I don't necessarily know if it's "beginner" investor friendly but you'll learn everything you need in the bootcamp which is the gold standardWe get loans with 3-7 year balloons and 25 year amortization typically

All programs have LLPAs but that's more so any bank's individual guidelines and overlays to specific product pricing.

I am an investor myself so I enjoy helping folks launch or scale their investment portfolio! 

Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.

I'm sure some local banks will do higher especially with a strong relationship but don't think I will fall into that category.

When I look back real estate investing and rehabbing houses is akin to games I enjoyed playing as a child.