This way, you can ensure the design choices match your vision.Defining design choices often involves working with a designer or architect, but if you're hands-on, you can select finishes and fixtures yourself.

If you have favorable terms on those first mortgages, you might find that a HELOC or a second-position loan is more cost-effective than doing a full refinance or a DSCR loan.

Ideally, you know every cabinet placement, tile selection, etc when you meet the contractor for bids.  

A colleague of mine has bought two properties owner-occupied back to back in Arlington (with a 5% rate and a 7% rate) doing basement conversions and renting rooms, lowering his effective monthly payment on each property to sub 2K each time.

I am leaning the local route as it seems to be the most cost effective option.

A generic program can’t be tweaked enough to make it effective for any particular deep niche.  

My goal is to make this property available to insurance companies, disaster recovery specialists, and individuals displaced by fire, flood, or other catastrophic events.I am seeking guidance on the most effective approach to market this property, specifically:Recommended Insurance and Disaster Recovery ContactsAre there specialized companies that manage temporary housing for insurance claims?

Hope this helps in selecting the best  lender.

@Wiley Hood DIY cost segregation tools like KBKG can be cost-effective for simple properties, but they lack the precision and audit defense of professional studies.

Over time, we have developed systems to handle these situations as effectively as possible.