They recognize the buyer can destroy the seller credit, but they are in such dire straights that the risk is justified 2) the seller knows the buyer and has so much trust in the buyer that they have every confidence that the buyer will perform on the loan.From a buyer, it provides a means to get an interest rate from NLT q1 2022 that is a fraction of today’s rate.  

If you are confident in yours why don't you put your money on it and short it?

@John Brown how confident are you in your ability to run a STVR?

I'm trying to learn and gain confidence for when I'm ready!

., and based on previous life experience, I am confident somehow, somewhere, someday, I'll be able to use this information to my advantage.

How confident are you that you'll be able to pick up something good in the 2-4 unit space? 

The reason i have not purchased lately is I do not want to be that patient to wait for a good return, even though I am confident it will be a good return 10 years after purchase.  

I came up with this list:region-name:mean-appreciation-10yr:mean-rtpLakeland, FL126.410558160.67416071McAllen, TX69.291962160.68613497Memphis, TN65.483403280.72944333Dayton, OH61.835908900.67836146Pittsburgh, PA57.910773040.65368893Greensboro, NC53.139561620.70635074Youngstown, OH51.949742310.65324659Winston-Salem, NC51.927254160.78515147Rochester, NY48.997707890.66227973Augusta, GA48.206020240.65745314Toledo, OH47.582768950.72120593New York, NY40.920532060.99205336Syracuse, NY39.811672470.73856038Columbia, SC35.113673200.68110439Jackson, MS33.014655470.79068896El Paso, TX31.686361650.72477202Scranton, PA31.550057410.74227059I'm somewhat confident in the data, but not 100%.

what makes you qualified to pitch someone if you don't even have confidence in yourself?

I'm extremely confident that buyers will pay WAY MORE than $40k over similar SFR prices for a property with two units that offsets their mortgage substantially.