Just made an account here to try and organize my thoughts as I don't know where to begin. I'm sure I will not provide the proper information for you all to give me the right advice but this is what I've got:
I'm a so...

I was invested in multi-family, but like ss much better because it's just steel and concrete...the tenants can't damage it and no one ever calls me at 6am complaining that their child flushed a toy down the toilet like you get in multi-family.

Are you going to run a full background check on these people or are you going to just risk your family with renting to a potential child molester or serial killer?

The property cannot be valued in the traditional way, which is why I'm seeking a private lender who will value the property in a commercial-style method via the cap rate.Source of down payment funds: Implied equity (refi)Income Source: W2 for both my wife and IGross annual income (between the 2 of us): ~$300kMonthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: Student loans, rent, and what exists for this tiny house.FICO: 725Credit issues: noneThanks for reading this far!

Either way, I could be wrong but I don't think marital status is a protected class, maybe is in your state or local laws, and I think familial status protection is if denial is based on not accepting someone with a child or expecting a baby. 

The newborn stage is a little rough but I guess we'll get through it if you guys have SIX TIMES! 

We don’t have cameras throughout the whole house, so we could not see everything they did, but we did see the kids climbing on our child’s bed and jumping on it.

Adding an umbrella to cover possibilities that exceed your STR insurance policy is important as well.If you have 5 or more STRs or properties, then I can see setting up a series LLC with a primary LLC and each property in it's own child LLC.

One would be to give a portion of your business and a portion of your real estate to a child (through a trust) or a parent.

Don't believe me, oh-man, just wait until you have REAL Landlord problems, like evicting a tenant because there meth-fueled adult-child moved in and is rapidly destroying the place, only to get it all done over months and receive back a human-feces painted home, copper stripped, destroyed everything......