This is also why its important as a property owner you maintain proper contractual relationships and manage insurance certificates correctly with your vendors.

My view is neither your primary unit or the ADU should be rent controlled until 15 years after the ADU received certificate of occupancy.  

While a title company might provide a note and mortgage, it will not prepare a complete, bulletproof loan package.Our package comprises over 20 loan documents including a note, deed of trust, personal guarantee, lender’s instructions, business purpose loan certification, entity certification, various federal and state compliance disclosures, and more.

Here is an outline of my situation- I bought my 1st home in Queens, NY in 2020-My home is zoned for a legal 2 family and I have a copy of the Certificate of Occupancy.

Type in search words/phrases such as "City" and "short-term rental permits" or "short-term license" or "vacation rental certificate" or something similar.   

The other thing I was reading was that you can get the second home if you still had “entitlement” on your Certificate of Eligibility or you can change your 1st home to a conventional loan (that is likely pretty involved) 

I always recommend using a professional with a license or at least a certificate. 

Sorry Bryan but Bill is correct on this one, it is possible to have more than one VA loan on a single certificate.

RMAI will add to the commentary from time-to-time when it determines that additional guidance on a Canon is warranted.CANON 1 – INTEGRITYAn RMAI Member shall always demonstrate integrity with others which shall be revealed through honest and forthright interactions with others, honoring contractual obligations, compliance with laws and regulations governing the industry, and adhering to the RMAI Bylaws, RMAI Code of Ethics, and as applicable the RMAI Certification Program.Commentary:A Member shall not make a materially false statement in, or deliberately fail to disclose a material fact requested in connection with, its application for membership with RMAI.A Member should only recommend companies for RMAI membership that the Member knows, through personal experience, have a good reputation within the business community.

If you have access to VA/DoD eBenefits you can get a certificate of eligibility (COE) to help you figure out how much purchase power you have left on your VA Home Benefit.