Quote from @Alex Hall: Quote from @Jonathan Greene: In short, you screwed him and his future it seems.lol in short I saved him from foreclosure and can’t help him pay his bills to increase his credit score to get a conventional loan.

In California, this transfer could also trigger property tax reassessment, increasing the tax bill.

@Bill B., it's probably irrelevant because of Dave's point, but curious to understand what you're saying. 

I got stuck with delinquent tax bills, large water bills, and lead paint in the garage.

“Be a shame if sometin happened to dat liddle bank of youz”) forced them to do: Bought T-Bills as “Safe Assets”.

One of them hired a landscape guy, well, the landscape guy never came so I was paying $140 per month for nothing for about 7 months.The other property manager didn't tell the tenants they were responsible to replace the ac filter, that bill was $1000 to replace the AC fan motor.I am really afraid of blowing off the money.

Quote from @Bill Gulley: It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

New payment is 4150 including taxes and insurance 80 waterHot water bill is 125Rents 8350Very happy with my first BRRRR

While real estate values do rise over time, if you can't cover your bills during the downturns to get you into better times to sell, you are likely to lose money.  

If that person were to get hurt somehow and then expect you to pay the medical bills or become disgruntled in some way it is just a phone call to DOR, OSHA or L&I.