This will influence the supply in the area but in some specific niche or criteria, that's why is important to review constantly the area -inflow of new families are not slowing down.

I do either 12 month balloon notes or notes where I get paid monthly. 

Then I have a credit card to charge supplies and any utilities which allow credit card payments.

In 30 years the balloon payment is due to the seller and that's when the taxes are due.Coupling a monetization loan to an installment sale accomplishes the same thing but puts cash in the sellers hands that can be re-invested.

That is smaller units built with higher density to make the numbers work for both buyers and builders.Adapting to these challenges isn’t easy, but it’s necessary to keep up with the market.What are your thoughts on how builders and developers can address affordability and supply issues. 

At the same time, I like the idea of a beautiful programmable t-stat.The heat is supplied by a brand new furnace.

Look at it this way, would you rather have 6% interest only over 4 years with a balloon or 8% amortized loan pay back.

Rent growth is a function of supply, demand, and interest rates:- I'd ground any forecast by stating I expect national rents to rise on a pace more or less in line with inflation over any long time period. 2-3% per year.

Utilizing empty lot space in this way helps to combat the increasing housing prices and limited supply many markets have been experiencing.

Price is probably above market,  17k down finance 75k @ 3.8% 35 yr amortization.  3 year balloon.