Take a look a look at the RPAWi. org, which is our local non-profit landlord association located in Milwaukee.

"Head right on back to the back of the room and my associates will get you signed up today!"   

My wife and I decided to move to our land in South Texas and I was able to observe the problem up close and came to embrace the vision of the National Association of Area Agencies on Aging.

Looks like Tim and Ezekiel have provided a bunch already...What are costs associated with snow/harsh winters?

All are great tools.Yes there are transactional costs associated with each but there will come a time where the cash flow properties incur transactional costs as well.

Most assignors in my area of Texas have virtually no concept of the real costs associated with an investment, including acquisition, hold, remodel and sale costs.

With her US ITIN, she was able to create an LLC business-structure, associated her ITIN with the business as the owner.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I know the cost associated with a DSCR is much higher than with a Conventional loan but the commercial zoning may be problematic for Conventional.

He and I are members of the local REI (ORREIA: Oregon Real Estate Investors Association).