They have assisted us with setting up our LLC's for our Flips and Buy and Holds. 

I borrowed $30k on a personal loan from Discover for 15% with no fees for a plot of land and paid "cash" for it.

The ONLY exception is that a landlord may charge two months' rent if the tenant qualifies for utility assistance, the lease requires the tenant to pay utilities directly to the landlord, and the tenant and landlord agree in writing.

Hi Yael, I am a featured agent from Bigger Pockets in the QC market and can assist with all of your questions.

this is the distinct different between being an actual lender like a bank .. and an investor in a fund.. two very separate transactions.. when you lend and receive collateral on the asset you get paid when it pays off or the borrower refinances etc. 

Borrowing against securities is a high risk proposition.

So, based on your numbers you could borrow up to 243,750 on property A, but owe 220k, so that would only be 23,750 in borrowable equity. 

They do follow the traditional process where disclosures are sent out to the borrower.

Borrow against it as needed for retirement and keep it as a high end rental if they want to vacate it.  

Hi Mike,I'm a Los Angeles area based mortgage broker that can assist.