Let's check the Regulations 1.21-1 which clarify Section 21.

As much as I hate government and regulation, this kind of BS is why we have it. 

In my experience, a property with multiple cottages and outbuildings can provide all kinds of creative strategies...some folks try short-term rentals or even specialized retreats if local regulations allow.

It’s also worth diving into local regulations and HOA rules—they can shift quickly in coastal markets like this.

We've found it has superior reporting features, integration features, and is overall more efficient to work within than other REI-specific software.The downside is QBO is not set up for REI so you'll need to do that or work with an expert to ensure it is set up for your business appropriately.

There is a lot more state regulations and lending laws change when 5 units or great.

And the changes, such as regulation, city development, traffic flow, building views etc happen very quickly. 

So you missing that investors are well compensated for the risk associated with the various policies/regulations. 

Quote from @Jay Hinrichs: Quote from @Albert Hepp: I've seen huge growth in listings not offering a commission, but expecting a commission, and instructing the buyer agent to include the buyer agent commission with the offer.This is the first step towards buyers evaluating what an appropriate amount for their buyer agent to earn, which is a very good thing for buyers. here in Portlandia the listing agents are NOT Allowed to offer a commish..

If the title company won't respond, contact whoever licenses/regulates them in your state.