Unlike traditional bank loans, private lenders offer quicker approval, fewer requirements, and the ability to customize loan terms to fit the project.

Also, more people seem to be choosing trade schools over traditional colleges.

The problem we are having is much of our current deal flow is below traditional lending terms (<$75K).

That said, I completely understand your concern about deals looking "too good to be true" when you’re putting in 50% down.To avoid this, it’s best to analyze properties as if you were using more traditional financing (20-25% down).

Why couldn't the officers in RAD obtain financing for their primary home from traditional lending sources?

If you’re working with a community bank or a traditional lender, these issues may not be as relevant.

Your lender will have the exact details.If the current leases don't align with your timeline for moving in, another option is to explore a DSCR (Debt Service Coverage Ratio) loan or a traditional investment loan.

So, a BUYER that needs owner financing...what if they just used "non-traditional financing"?

Quote from @Fadil Khan: Interested in learning about investing in property for rental income, commercial property vs rental properties (section 8, traditional etc)1.

I see some lenders out there would just pick the "lowest" rate and the client ends up paying more than 1% of the loan amount at their closing costs.Key point is "Lowest" rate does not mean the cheapest rate  I have worked in traditional community banking for over 7 years.