The issue lies within the inability to currently afford a bigger house in the area we live.My W-2 issues annual stock distributions and I just received my first one (40K).

Might also try one of the stock brokerages that has intl offices as well like Schwab or Fidelity.I would also get it here in the bank account and ready to spend, before you do much work with them. 

That's about what my major renovation cost (new electrical, plumbing, new exterior and interior paint) in 2022 but I bought  in-stock cabinet, light fixtures and faucet fixtures myself.  

Then, compare those returns with the stock market’s historical 8-10% long-term gains to evaluate whether the investment makes sense.Also, consider whether you can comfortably cover the $1,000 monthly shortfall.

I also take pesos, gold, silver, cars, motorcycles, trade houses, airplanes, stocks, bonds.... etc... to piece a deal together and get paid!

Syndications are also not Debt or Stock investments from both an SEC, market information or management standpoint. 

If you are able to make an age related withdrawal or a loan from your 401k those could be good options since the stock market is currently at all time highs. 

Think every CEO who takes pay in stock, would get nailed hard for doing a good job and raising share value. 

@Brittane Jenkins  A few other somewhat creative ways: 401k loan (if you're comfortable with that), margin account on your stock investments, seller financing for the downpayment (usually has to be done with a business or commercial loan for the remaining part of the loan).

You have the same if not greater interest rate risk with a trade.Real estate is not the stock market and the hardest thing for some people is often to do nothing for decades, but that is where the money is made.