.- New sub floors in Kitchens where needed , and then Linoleum floors in kitchen- Total Cleanout 3-4 Roll Off Dumpsters for left behind junk- Linoleum in pantry 4x8- 2 Bathrooms - Needs new linoleum and 1 needs Sub floor- Bathroom walls - rip off old plastic tile in one and make drywall and paint - Ba 2 Needs Rip off wall paper and skim and paint2 - Living room Kitchen & (2) Dining Room and 3 (6)Bed rooms Refinish Hardwood floors on ea floor so x22- Living rooms, kitchen and dining rooms, remove wall paper and skim coat, and paint all walls and ceilings2 - Living Rooms and windows remove all trim and replace with new and paint ( lead Paint )2 - Repair Bathroom Ceilings and Pantry Ceilings and then paint6 Bedrooms Fix Drywall, paint walls and ceilings2 Bathrooms install bathtub wall panels2 - Install Kitchen Cabinets , and countertops, and Sink in both pantrys2- Install Dishwashers including pipe, drains and elec in two pantries2 - Over stove - More cabinets in Kitchen @ 6 ft top and bottom with countertops2 Install washer and dryer hookups after bringing power to locationApprox 150-200 ft of Asbestos removal in basementalso what is the lead time to do all this..?

"they owe the bank $295,000"NO according to YOU she is on title but not the mortgage.If that is true she owes NOTHING to the bank.She just has a partial ownership by title with a property that is underwater in value.Even if it forecloses she can milk some more months as a "tenant at will" before the bank can get her out.Usually they will offer "cash for keys" for her to move.This time of year with court delays for evictions it would most likely take the bank awhile to get her out.She could always try to get the husband to sign an "authorization to release" from giving her the authority to speak about the loan to her.With an underwater house most owners/tenants just care about the mortgage payment.Example house was worth 200k but now worth 130k.Mortgage payment is currently 1,600 but owner/tenant wants payment of 1,100.The bank might readjust the loan payments rather than foreclose and take a big loss.It depends on what type of loan it is and who owns it and workout options.If you bought it for cash at foreclosure then she could stay as a tenant and you have her sign a lease and she rents from you.The details will be based on a state by state basis with time lines and risks involved.She could try to buy the note at a discount or get an investor to try to purchase it on a short sale and rent to her etc.The confusing part of your statement is you said she had 150,000 cash but yet recently filed bankruptcy.Are your sure the husband didn't file bankruptcy and she received the money from the proceedings??

Thanks for correcting me on this Jon.I think I skim-read too much.

Thanks to the many, many bad guys in the TKR business, passive investors are getting their greed glands milked to a ridiculous degree.

Her approach really makes me think she's milking the situation.

We spent some time with those books milking everything we could out of them before the 3-day training.

Now that it's got a fresh skim coat of drywall mud, we can paint.

Kind of like getting spilled milk back into the carton in my opinion.

Haven't used Flex Pace.Sounds like a local program to your area but I could be wrong.Remember with the rehab it's NOT what YOU want that matters.Code is going to TELL YOU what you have to do for the rehab.If they want sprinklers put in then you have to put them in.Figure out all that they want and cost it out for a TOTAL cost.What contractors love to do is quote you separate items and not the cost of the total job.The they slowly take long to do the job and milk the fees.Add 10% as a contingency fee to whatever the highest price they tell you and then get them lower to an accepted price.When you design these units having in suite laundry is huge so make sure to add that.At least have the hookups there.

Joshua Dorkin -Just to save you the 3 minutes it would take for you to skim this thread, here's the recap: I owe you $100.I will be sending you 10,000 pennies COD