I am sorry for the tech issue, @Simon W.!

Quote from @Robin Simon: The problem as mentioned above is that anything owner-occupied is going to come with a huge amount of regulations and legal compliance - its why most private lenders will not do loans like this even though they would do it in the same exact situation if the unit was a rental Agreed Thanks 

Quote from @Robin Simon: Quote from @Freeman Schultz: When it comes to a commercial mortgage, do you just wait until a couple of months before the mortgage reaches the maturity date before looking into refinancing or do you start the process within a year before the maturity date?

I haven't @Robin Simon, but zoning isn't something that changes constantly.

@Albert Bui @Matthew Kwan @Kin Meng Sio

Also, @Robin Simon's article has a lot of key info to get the ball rolling. 

Thank you Simon!

Quote from @Simon Lee: Some already good advice in this thread...I'll try and add a few more tidbits.It looks like you are going for the material participation test where you do 100 hours and no single individual is going to exceed that. 

@Robin Simon Our AE with Easy Street was super helpful and informative!

Quote from @Simon Ashbaugh: Quote from @Manmeet Singh: Hello,I am starting in real estate investing.