I think this is the gift and the curse of a still emerging asset class (short term rentals) - as it becomes more "institutional" i.e. more like commercial real estate with more sophisticated buyers then financials and systems for this will likely become more streamlined and stable, but we are still in a place where the buyer pools are more newish investors or typically residential basic investors, so not has experienced or sophisticated evaluating investments based on a detailed financial analysis like more seasoned commercial investors likely would.anyways, just a guess on what might be going on here

I’m now looking to expand my portfolio into Tennessee, Massachusetts, Maryland and Minnesota markets.I’m eager to connect with realtors and lenders who have experience with multi-family properties (leaning to commercial) and understand the dynamics of value-add opportunities in other markets.

Any recommendations for institutions that can extend a line of credit backed by a whole life policy?  

Hi, this is definitely a great question for a lender/ professional financial institution advisor they will steer you in the right direction.

In the same way, so many churches want to guilt you into giving directly to their institution (mostly because they have initiatives they feel are important). 

God knows what they think those hand-scrawled letters saying how they're innocuous ma-and-pa investors and day-glo signs on the public right-of-way are supposed to convince people of.However, the lack of disclosure and taking advantage of some owners really kinda goes against the grain on the Realtor Code of Ethics doesn't it?

@Chris Blackburn Hey Chris, that's pretty standard from what I've seen in my experience, especially if the seller is an institutional client.

Hard money and or private lenders are much more likely to call the note due for violation of the due on sale clause then institutional lenders are.5.

My plan is to purchase a house hack in Worcester, MA, within the next year.

These assets encompass 33 houses and a $5.5M stake in 2000 units of multifamily across AL, AR, CA, FL, IL, IN, MA, MO, MS, OH, OK, PA, TN, and TX, and also cash, stocks, and renewable energy.