My mother originally agreed for me to refi some money out of the equity of a house we co own but then she changed my mind after I signed the contract on the guesthouse.  

Hi @Gary Mano My husband and I are under contract on a house in Meadowmont in Arnold too.

As far as PadSplit, you'll have to check city and county laws concerning the number of unrelated people allowed to live in a house. 

I currently own 3 houses (2 rentals) (1 primary).  

With the flip we sold last year, everyone I showed the house to when selling pointed out the unique things of the house.

BUT....They just canceled my policy because the property had cloth-covered wiring (like most 1951 houses do). 

Over the next year, a modest 0.8% decrease is projected, indicating a potential cooling of the market.Norada Real EstateDespite high housing costs contributing to population shifts, the Portland real estate market remains resilient.

@Alex Saidenstat what are the odds you'll get a 12 month performing tenant in a $65k house?

Quote from @Daniel Vargas: I think you should consider a house hack.

A HOUSE BOAT?