There tends to be less competition from every day home owners who need to move in the spring/summer before the new school year starts and thus the possibility of having more leverage on sellers.

I see it every day. 

I don't want the pressure of a ticking clock every day with high interest.  

Not 2-hour morning routines or more education/inspiration/motivation/etc.

As for the way that they are living, you should be doing routine inspections and then hold them accountable.

Its barking is on and off, but almost every day there are easily blocks of 30-45 minutes when it's barking pretty much non-stop.

Zillow doesn't tell the story I shared on the 19119 zip code but driving the neighborhood, walking properties,  observing the daily routines of those who live there and listening to residents articulate their wants and needs does.

(The exception to this is loans based off prime which would typically be home equity lines of credit as the Fed funds rate does affect prime) The Federal Reserve meets 8 times a year, while the bond market which actually dictates mortgage interest rates is traded every second of every day of the year.

We introduced a new color scheme for our new construction homes.Once the exterior paint was finished, we realized that we strongly disliked the color we chose for the garage door.Easy fix, spend the money to repaint the garage door and update the color package for future homes.Hiccups like this happen every day in this industry.

To determine if the expense should be classified as a capital improvement or a deductible repair, the context of the expense is very important.An example is, if an item of expenditure is part of a general plan of modernization, renovation or rehabilitation to equipment or other business property, it typically must be capitalized even though on its own it would be currently deductible.According to IRS Code, expenses that you must capitalize are those that:Materially increase valueSubstantially prolong useful life (including replacement of deteriorating assets)Adapt the property to a new or different useHowever, you are allowed to deduct expenses and fees for routine maintenance and repairs that help keep the property in efficient operating condition.