I figure you would want to renegotiate if there was an issue like lots of bad debt or high expenses?

And through crowdfunding/syndications, you can access and diversify into other real estate asset types like debt, or commercial real estate (apartments, self storage, medical facilities, retail, etc.).

You can choose to structure this as a second mortgage, debt or other form of lending with the promised return structured as a debt payment. 

Are you looking for debt or equity?

Others only make 2x the rent but they have absolutely zero debt or expenses. 3x the rent is a "rule of thumb" and you should be able to deviate from it based on the whole picture.If you have a one-year lease, you can terminate at any time for non-payment of rent.

Like an interest-only bank loan, they pay only the interest until the debt comes due (in this case mostly in 2025, so they have 7 years left to hold bond-investor money).Since the properties are bought outright with these funds, the REIT has a choice to make when payment comes due: issue new bond debt to pay off the old debt, or sell the property which has been collateralized against it.

Also most of the time people seeking owner financing would not qualify for the best rates from a bank if at all due to high debt or other factors, thus the owner would not and should not treat that person the same as someone with great income, no debt, and stellar credit. 

Not little houses with debt or that will be needing a loan, no. 

It’s nice and all, but in order to achieve the most in RE investing, I’d have to go into debt. should I avoid debt or should I dive in and allow my RE career to really takeoff?

It’s nice and all, but in order to achieve the most in RE investing, I’d have to go into debt. should I avoid debt or should I dive in and allow my RE career to really takeoff?