I have been a chronic over thinker and also struggle with analysis paralysis so I really want to jump in now.

Great info on this thread, I too have an inherited tenant that is chronically late, but pays.

I am concerned that the court will see her chronic delinquency as being "acceptable" to you since it has been the "norm."  3. 

Dave Ramsey chronically says that numbers don't talk about risk, especially % ROIs, future expected gain value, etc, etc. 

I don't think anything ever got shut off and required a reconnect fee, because they were right on top of it, but I could see that being a big problem with a chronically late tenant or one where the utility company won't notify you ahead of time.

As the temp agencies try to cull the chronic WC scam artists.

Tenants that are chronically late and have to be chased don't get their lease renewed.

The CPA I've been using is no longer able to prepare taxes due to chronic health problems.

I'd get in touch with your attny and touch base with them on this situation so that they can guide you as to how to move forward correctly.Personally, and this is my opinion, if they are chronically late on rent eventually something else will come up.

She pays on time and keeps the property tidy but is a chronic complainer.