I have talked this over with a few people I know who work in the RE PE world and without fail, they don't see, en mass, the banks making those sub par choices.

@Adam Sharp I use this one (don’t think you have PA down south though) https://www.princessauto.com/en/detail/2-3-mm-hvlp-gravity-feed-paint-spray-gun/A-p8528523e;jsessionid=AZwJYRn8QUNQro43udVtW2b9.pal-prod-com3Wide variety of gun quality and not all expensive ones are great, same as not all cheap ones are crappy (but usually cheap ones are).

https://buy.matterport.com/ This link is better: https://support.matterport.com/hc/en-us/articles/360000296927-Matterport-Price-List#matterport-cameras-0-0

Most and i would say 99% of true HELOC's give the lender the unilateral authority to stop any further advances on the line and to call it.. would be rare they actually froze it and foreclosed.. but freezing it sure this happened en Mass during the GFC.. and the main issue is you dont know it until you try to access it.. the letter saying its frozen shows up about 30 days later  :( 

Application available in April.https://www.canada.ca/en/department-finance/news/2020/03/introduces-canada-emergency-response-benefit-to-help-workers-and-businesses.html. 

I got some info from Ctlawhelp.org/en/Coronavirus. 

If we have a protracted downturn and a commercial loans start defaulting en masse will that spill over into residential real estate?

We will waive late fees and have them sign a payment arrangement document.We are guiding our Connecticut owners to check with their bank for available forbearance options.Here is some more information: https://ctlawhelp.org/en/coronavirusGood luck to you.

Our judge green lighted it and as sheriffs were en route to post, the presiding judge where we live over ruled.

I do not know if Auction.com is still owned by many of the major banks, but it used to be and that was how they cleaned out their REO properties en mass!