I would just be a lein-holder on the property? 

Quote from @Kaaren Hall: @Jonathan Chan our account holders invest as lenders as well. 

Its somewhat like a RE license vis a vi a RE broker licenseyou need to start as an MLO  ( mortgage loan officers)  Before you can became a Mortgage Banker  as stated above you need to show experience. 

One said the 2nd mortgage has to be assumable and the other said it did not.VA issued Circular #26­24­17 back in August to try and clear up the issue:Assumability: If the secondary borrowing is not assumable, the holder of the VA guaranteed loan should counsel the assumer that this may restrict their ability to sell the property to another creditworthy assumer through an assumption in the future.The lender currently servicing the loan still can decide whether or not they'll allow the 2nd.You could do seller financing for the gap and then refinance just that amount with a Home Equity Loan or Line of Credit at some point down the road. 

The holder of the note or beneficiary is NOT obligated to do so..

I also use the Costco/Citibank VISA cash back card to pay for expenses.  

I'm not interested in their golden visa program though, just from a real estate investment side of things.

Here's a short treatise by a title insurer:A deed in lieu of foreclosure is a deed given by the owner of mortgaged property to the holder of the mortgage or its designee where the mortgage is in default and foreclosure is a possibility.

Deed holders whether an entity or individual almost always get named as defendants. 

I have no interest in Golden Visas or the likes.