Hold the property in the LLC's name for liability shielding, and use it for rent collection, expense management, and centralized operations.

Since the loan isn't directly tied to the property, I want to ensure I am shielded from that risk. 

Business credit not only shields your personal credit score but also unlocks larger funding opportunities.

OJs main asset shield was his primary residence in Florida, which has unlimited homestead protection.

For example, most real estate deals throw off significant depreciation which can provide a very nice short to medium-term tax shielding benefit.

@Hsin-I Hsu one other thing to consider is tax shielding.

Other asset classes aren't so the depreciation schedule may not be as quick/beneficial.2) And it is even possible to find deals that are what I call "super-shielders" and which not only shield all the distributions in the investment but have extra to use over on other real estate investments that are throwing off income. 3) Unless you're doing a 1031 exchange  at the end or similar tax structure to defer taxes, you will have to *pay back* all that depreciation benefit at the end (on sale...which for you is in 5 years)  via depreciation recapture.

Putting a property into an LLC before placing it in a trust is generally recommended because an LLC provides a stronger layer of asset protection against creditors and lawsuits compared to a trust alone, effectively isolating the property from personal liabilities while still allowing for estate planning benefits through the trust structure; essentially, the LLC acts as a shield to protect the asset within the trust from external claims.Consider getting professional advice on how to structure your assets to shield and protect the asset(s).

An LLC is just one more shield of many you should have. 

This was never about a 'virus', I promise you.