One is in National City, another in Grant Hill and last one in Fairmount Village.

But they auto-deposited $50 into my "marketing account."

Again even if you have great credit as you start to add more credit cards, mortgages, auto loans to your credit you can also be viewed as "High risk" due to Excessive trade lines in credit or higher DTI - debt to income ratios. 

Does not affect your debt to income for future loans in the mortgage industry (auto loans could look different, but i would think similar so hopefully no worries there). 

A friend of mine recently got a $2M umbrella policy for around $300 annually by bundling it with home and auto insurance; it’s worth exploring.Out of curiosity, are you primarily investing in residential properties or venturing into commercial spaces?

I have about 4 doors here in Columbus, Ohio in Hungarian Village and Southern Orchards that are renting about $1375 a unit for 3 bed/1 baths.

We have numerous who have their payments set up to auto-pay.

@Ryan Rubel There are certainly quite a few restrictions in those two areas, in Carlsbad you have to be within the coastal Zone...I have a multifamily in Carlsbad Village a block outside of the coastal zone so I'm unable to operate it as an STR unfortunately.

Guide to Kansas City Zip codes B+ zipsBlue Springs 6401564014Grain Valley 64029Lee’s Summit 640686406364081Raymore 64083Kansas City, MO 641456411264101Liberty64158Northland 64152641516415464155Shawnee Mission 6621766216662196621566210Olathe6602666061Prairie Village 66205Gardner 66030B zips Kansas City, MO641056411464111Kansas City, MO641376413864108641116413164110Independence: 640556405664057North Kansas City64119Overland Park/Merriam 662026620366204662146621266214B - /C+ zipsGladstone64118North Kansas City64116 64117 Independence: 64052Raytown 64133Grandview 64030 Belton 64012Kansas City, KS6611266106C zipsHistoric Northeast:6412464123Kansas City, MO6412964130641096413264134Independence: 640536405464050Kansas City, KS66102661036610466105Riverside64150D zips Kansas City, MO64125641266412764128Kansas City, KS66101Median income is certainly a big part of it, but even in the $50k range, I would still put that as B- at the best.

This is basically what I made for myself:So every morning I get a report of everything new that hits the market in LA/Ventura, and I can just click the google links, check it out on RedFin/Zillow, and if it seems promising, fully underwrite it (using tools and/or manually), then offer on it.Don't try and come up with an auto-offer estimate, you can't tell the visual quality of the home or how much the construction will be, etc, stick to estimating values of renovated and distressed property in your tools, make it easy to fill those comps/value metrics into an underwriting model/proforma, and let the end users tweak numbers/select comps/etc so they feel confident in everything.