Here in chicago for 2-flats I absolutely make sure I have equity in the building because there are more sales meaning more of them in the market to unquestionably tell me the real value.Every market is different so these assumptions may not hold true for 3-unit buildings in other markets but I know they are extremely popular here in chicago and easily sold even if they have some negative equity.

The fact that you unquestionably believe this to be likely shows your lack of experience in this market, and makes Q1 and Q2 even more important.All in all, in skimming over these important points to plug numbers into a calculator, it really, really sounds like you're building a house of cards on a very questionable foundation.

On this forum I have seen good advice, bad advice and advice to do things that was unquestionably illegal.   

It is considered to be pretty landlord friendly, but MA standards (but that is the case with pretty much any other state).As far as the fees only benefiting the landlord, that is unquestionably true.However when you get a mortgage do you tell the banker "I'm not paying for that credit report, or that appraisal, and I'll pay my attorney's fees but not yours, oh and I don't care what your policy is I'm not paying for YOUR mortgage insurance.  

Unquestionably, use the additional cash to further your investments.

The industry demand is unquestionable, eventually consolidation and commoditization will come and the strong will survive and profit.

I probably could not have bought as many homes if I stayed in Collin County, but they would unquestionably be of higher quality and have appreciated better.

Guess the next step is now that those smaller items have been addressed and its all been inspected..... wait for the next bill....... if the usage is still way high, then your unquestionably have an underground leak. 

Also you unquestionably have some contacts in Bentonville/Fayetteville, Omaha, and KC.

So liability/umbrella insurance is great if a claim unquestionably falls 100% within the terms of the policy.